Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Saturday, October 6, 2007

History of Maserati


On December 14, 1914 a new company was born in Bologna, Societเ Anonima Officine Alfieri Maserati. The Maserati brothers: Carlo (1881), Bindo (1883), Alfieri (1887), Mario (1890), Ettore (1894) and Ernesto (1898) with exception of Mario, who turned his creative vocation towards painting, they all became involved in engineering. Alfieri decided to start a company and rented a garage on the Via de Pepoli in Bologna. Not long after that, his brothers Ettore and Ernesto came working in the workshop.

In 1926 they developed and built their first car, a two-seater racecar. The engine was an 8 cylinder in line with a 1.5 litre supercharged displacement the engine developed a 120 bhp at 5300 rpm. Above the radiator a badge presented a trident that evoked bologna's famous statue of Neptune. This badge was designed by Mario. On its debut in the Targa Florio on April 25, 1926 it became first in its class.

In 1929 Baconin Borzacchini set a new 3.5 litre world speed record in a Maserati V4, a very extreme car with a V16 engine. This engine was actually two tipo 26 engines coupled together.

On march the 3rd 1932, Alfieri died on the age of 44 year. From that time Bindo got into business with his two brothers.

In 1933 Maserati was the first European manufactory to introduce hydraulic brakes on his race cars. That year Maserati achieved three grand prix victories, the grand prix of France, Belgium and Nice.

Maserati was taken over by the Orsi family in 1937. The brothers got a contract to work for another 10 years.

Wilbur Shaw won the Indianapolis 500 with a Maserati 8CTF in 1939. Maserati is the only Italian constructor to win this legendary race until today. By the end of the year Maserati moved to its present home on Viale Ciro Menotti in Modena.

For the second time Wilbur Shaw won the Indianapolis 500 in 1940. During world war II Maserati produced batteries, sparkplugs and trucks.

The first sports car was launched during the Geneva motor show in march 1947. It was the A6 which was designed by Pininfarina.

1957 Maserati wins the world tittle with the 250F and Juan Manual Fangio behind the steering wheel. At the end of the race season Maserati officially retires from racing. From that moment on they were concentrating on road cars. The 3500 GT was the first mass-produced gran tourismo. Carrozzeria Touring from Milan was responsible for the bodywork.

In 1959 they build a car for the Shah of Persia, that was the 5000 GT Touring version. This car was followed by several other models, as the Sebring ( 63-72 ), Quatroporte and Mistral ( 63-70 ), the Mexico ( 66-72 ), Ghibli ( 66-70 ) and the Indy ( 69-76 ).

The Orsi family sold Maserati to Citro๋n in 1968. They were primarily interested in acquiring its engine know how For their SM coup้. In this period the Bora ( 71-79 ), Merak ( 72-83 ) and the Quatroporte II were born. There were only five Quatroportes II build.

The Bertone styled Khamsin saw the light in 1973. This was a very sharply cut, streamlined coup้. Sales were going bad by the oil crisis.

Citro๋n pulled out on 23rd of May 1975, and Alejandro De Tomaso and GEPI came on 8th of August to rescue.

In the spring of '76 Maserati already had a "new" coup้, derived from the De Tomaso Longschamps. At the Turin motor show the Quatroporte III was presented.

From 1981 until 1993 they produced several Biturbo models, 6 and 8 cylinder, coupes, spyders and saloons. On the 19th of May 1993 Fiat auto purchased the complete share package. In July 1998 Ferrari acquires the control of Maserati, and the management closed the factory to modernize the production.

At the salon de L'automobile in Paris they introduced the very successful 3200 GT, the first car produced under the Ferrari management.

By the end of 2000 the factory introduced the Officine Alfieri Maserati program, to individualize your 3200 GT and ItalDesign presented a new prototype, the Buran.There are no plans to produce this car.

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