Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Tuesday, April 14, 2009

Lamborghini 2009 Gallardo LP560-4 Coupe

For 2009, Lamborghini today took the wraps off a more potent version of its Gallardo coupe, called the LP560-4. The car delivers 560 horsepower at 8,000 rpm via a 5.2-liter V10 engine. The car is capable of hitting 62 mph in an amazing 3.7 seconds. The sprint to twice that speed -- 124 mph -- takes just 11.8 seconds.

The 560 portion of the car's name reflects its horsepower, while the "4" designation indicates all-wheel-drive. The "4" was likely added to the name in anticipation of the forthcoming rear-wheel-drive variant, which will likely end in "2."

The engine not only gains power and displacement, it also features a new "Iniezione Diretta Stratificata" direct injection system. Despite its clearly increased output, fuel consumption and CO2 emissions have been reduced by a staggering 18 percent.

The enlarged and clearly redesigned cooling intakes meet the demands of augmented engine. The front spoiler, positioned low between the air intakes, improves aerodynamic equilibrium at high speeds.

The redesigned four-wheel-drive system, an improved suspension design, and optimized aerodynamics all contribute an improved driving experience. A weight reduction of 44 lbs and decreased friction between the components also enhance performance.

The Gallardo LP560-4 fulfils the not yet obligatory European pedestrian safety regulations, without compromising the look of the car.

The automated e-gear transmission has been completely redesigned for the LP560. Gear change time reduced by 40 percent, and the driver may choose between five different driving and changing programs. The most performance-oriented "CORSA" setting not only affects shift speed -- it also directs the engine for maximum acceleration. The 'Thrust Mode' ensures maximum acceleration from neutral while the angle of the throttle valve and the clutch are optimized.

An optional carbon-ceramic-disc braking system makes use of eight-piston Brembo calipers up front, and four-piston calipers at he rear. Rotor size is 14.4 inches at the front and 14 inches at the rear.

Bi-Xenon headlights provide plenty of illumination at night, while LED daytime running lights give the car a more aggressive and high-tech look.

Base Price : $198,000
Drivetrain : 4-Wheel Drive
Curb Weight (lbs) : 3307
City (MPG) : 12
City (MPG) : 14
Hwy (MPG) : 20
Horsepower : 553 @ 8000
Torque (lb-ft) : 398 @ 6500
Wheelbase (in.) : 100.8
Length (in.) : 171.1
Width (in.) : 74.8
Height (in.) : 45.9

MECHANICAL
6-speed manual transmission w/OD
5.2L DOHC DFI 40-valve V10 engine
Variable-geometry intake system (VIS) & exhaust variable valve timing (VVT)
Lamborghini electronic engine management (LIE)
Static ignition w/individual coils
Drive-by-wire electronic throttle control
Dry sump lubrication system
Limited slip front & rear differential
All wheel drive
Cooling system -inc: (2) water radiators, gearbox oil cooler, engine oil cooler
Aluminum space frame
Front & rear aluminum double wishbone suspension -inc: coil springs, anti-dive, anti-squat, anti-roll bar, Koni FSD dampers
Front & rear stabilizer bars
Pwr rack & pinion steering
Front pwr vacuum ventilated disc brakes w/8-cyl alloy calipers
Rear pwr vacuum ventilated disc brakes w/4-cyl alloy calipers
Front automatic brake differential (ABD)
Quad exhaust tips

EXTERIOR
19" x 8.5" front aluminum wheels
19" x 11" rear aluminum wheels
235/35ZR19 front Pirelli PZero tires
295/30ZR19 rear Pirelli PZero tires
Front air dams
Rear diffuser
Electronically controlled rear spoiler
Bi-xenon projector beam headlights
Fog lights
Tinted glass
Fixed rear window
Pwr heated folding mirrors
Variable intermittent windshield wipers

INTERIOR
Front leather sport bucket seats
Full floor console w/storage
Full floor carpeting
Floor mats
Tilt/telescopic steering column
Leather-wrapped steering wheel
Instrumentation -inc: tachometer, external temp, digital clock
Trip computer w/average speed, miles to empty
Warning lights -inc: check engine, low fuel, door/hood open
Dual pwr windows w/one-touch up/down
Speed-sensing pwr door locks
Remote entry
Remote fuel door & trunk release
Engine immobilizer
Dual-zone climate control system w/micro filter
Rear defroster
12V pwr outlet
Electrochromic rearview mirror
Dual illuminated visor-mounted vanity mirrors
Lighting -inc: front reading, delayed/fade courtesy, cargo area

SAFETY
4-wheel anti-lock braking system (ABS) w/electronic brake force distribution
Brake assist
Electronic stability program (ESP)
Viscous traction control system
Daytime running lights
Driver & front passenger dual-stage airbags w/occupant sensors
Side airbags w/head protection
3-point seat belts w/belt pretensioners
Tire pressure monitor

VEHICLE
EPA Classification : Two Seater
EPA Greenhouse Gas Score : 2
EPA Greenhouse Gas Score : 3

ENGINE
Engine Type : Gas V10
Displacement : 5.2L/318
Fuel System : DFI
SAE Net Horsepower @ RPM : 553 @ 8000
SAE Net Torque @ RPM : 398 @ 6500

TRANSMISSION
Drivetrain : 4-Wheel Drive
Trans Type : 6
First Gear Ratio (:1) : - TBD -
Second Gear Ratio (:1) : - TBD -
Third Gear Ratio (:1) : - TBD -
Fourth Gear Ratio (:1) : - TBD -
Fifth Gear Ratio (:1) : - TBD -
Sixth Gear Ratio (:1) : - TBD -
Reverse Ratio (:1) : - TBD -
Clutch Size (in) : 8.5
Final Drive Axle Ratio (:1) : - TBD -

MILEAGE
Fuel Economy Est-Combined (MPG) : 15
Fuel Economy Est-Combined (MPG) : 16
EPA Fuel Economy Est - City (MPG) : 14
EPA Fuel Economy Est - City (MPG) : 12
EPA Fuel Economy Est - Hwy (MPG) : 20

ELECTRICAL
Cold Cranking Amps @ 0° F (Primary) : - TBD -
Maximum Alternator Capacity (amps) : - TBD -

COOLING SYSTEM
Total Cooling System Capacity (qts) : 21.1

WEIGHT INFORMATION
Base Curb Weight (lbs) : 3307

TRAILERING
SUSPENSION
Suspension Type - Front : Independent
Suspension Type - Rear : Independent
Suspension Type - Front (Cont.) : double wishbone
Suspension Type - Rear (Cont.) : double wishbone
Shock Absorber Diameter - Front (mm) : - TBD -
Shock Absorber Diameter - Rear (mm) : - TBD -
Stabilizer Bar Diameter - Front (in) : - TBD -
Stabilizer Bar Diameter - Rear (in) : - TBD -

BRAKES
Brake Type : Power
Brake ABS System : 4-Wheel
Disc - Front (Yes or ) : Yes
Disc - Rear (Yes or ) : Yes
Front Brake Rotor Diam x Thickness (in) : 14.4 x 1.3
Rear Brake Rotor Diam x Thickness (in) : 14.0 x 1.3

TIRES
Front Tire Size : 235/35ZR19
Front Tire Size : - TBD -
Rear Tire Size : - TBD -
Rear Tire Size : 295/30ZR19

WHEELS
Front Wheel Size (in) : 19 x 8.5
Rear Wheel Size (in) : 19 x 11
Front Wheel Material : Aluminum
Rear Wheel Material : Aluminum

STEERING
Steering Type : Power rack & pinion
Steering Ratio (:1), Overall : - TBD -
Lock to Lock Turns (Steering) : - TBD -
Turning Diameter - Curb to Curb (ft) : 37.7
Turning Diameter - Wall to Wall (ft) : - TBD -

FUEL TANK
Fuel Tank Capacity, Approx (gal) : 23.8

EXTERIOR DIMENSIONS
Wheelbase (in) : 100.8
Length, Overall (in) : 171.1
Width, Max w/o mirrors (in) : 74.8
Height, Overall (in) : 45.9
Tread Width, Front (in) : 63.9
Tread Width, Rear (in) : 62.7
Min Ground Clearance (in) : - TBD -
Liftover Height (in) : - TBD -

CARGO AREA DIMENSIONS
Trunk Volume (ft³) : 4.5

INTERIOR DIMENSIONS
Passenger Capacity : 2
Passenger Volume (ft³) : - TBD -
Front Head Room (in) : 36.0
Front Leg Room (in) : 45.0
Front Shoulder Room (in) : - TBD -
Front Hip Room (in) : - TBD -

SUMMARY
Vehicle Name
Gallardo
Body Style
2 Door Coupe

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