Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Sunday, April 12, 2009

2009 Nissan Teana Sedan

Nissan with its Chinese joint-venture partner Dongfeng has presented the new 2009 Nissan Teana and the more luxurious Teana XV at the 2008 Beijing Motor Show recently. The car is based on the Nissan Intima Concept that was revealed October last year at the Tokyo Motor Show.
The luxurious front-wheel-drive Teana sedan is powered by Nissan’s award-winning VQ35DE 3.5 liter V6 engine which is mated to the CVT transmission for the Chinese market. When the car goes on sale in late summer, a VQ25DE 2.5 liter 4-cylinder and MR20DE 2.0 liter 4-cylinder engines will be available.
Power will come courtesy of Nissan’s V6 Engine(VQ25DE and VQ35DE versions) and XTRONIC CVT(continuously variable transmission) and especially for China - a two-liter four-cylinder engine(MR20DE) will also be made available.
The 2009 Nissan Teana shares the same platform as the Nissan Altima, Maxima and Murano while the Teana XV version will come with a BOSE 5.1-channel surround sound system and Nissan’s panoramic sunroof.
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