Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Friday, February 29, 2008

How to Escape From a Burning Car

A burning car is a death trap. Smoke accumulates quickly within the sealed doors and windows and rising heat and the fire itself make a time bomb out of the gas tank. Escape from a burning car is a difficult but doable challenge that requires fast thinking and even faster acting. Follows these steps to understand how to escape from a car on fire.
Step 1 : Stay as calm as you can. The worst possible thing that you can do is panic. Panic will cause you to waste precious seconds and make mistakes that could end up being tragic. It's important for you to focus on one thing, and one thing alone: getting out.
Step 2 : Unlock the doors and windows. Do whatever you can to accomplish this critical step. Even if you cannot open the door yourself, unlocking the doors will give bystanders or rescuers a good shot of getting you out of the burning vehicle quickly.
Step 3 : Get your seat belt off. This must be done quickly so the heat of the fire does not fuse the metal of the buckle to its anchor. If the metal is too hot to touch, use a piece of cloth to cover your hand so that you can release the buckle. If the buckle won't release, push the shoulder strap over your head and try lifting your legs out from underneath the waist strap.
Step 4 : Kick out a window. If you cannot get the door open, the next best thing is to kick out a window. Getting a window open will allow smoke to exit the car and will also give you an escape route. Use both feet against a side window, if possible, to shatter and then pop the window out of the frame.

No comments: