Car accidents are responsible for one death every 13 minutes in this country. National statistics show that in 2005, the U.S. reported over 6,420,000 automobile accidents. Those are staggering numbers for auto collisions. If that number could be reduced by 1/3 or even 1/10, many lives could be spared and grief avoided. With a few common sense tips and practical advice, anyone can take precautions to avoid a car accident.
Step 1 : Plot your driving before you set out to go anywhere. Determine the best route to get to your destination. This will avoid the possibility of having to rush and drive too fast.
Step 2 : Leave your home or office in ample time to allow for driving safely. Usually when you wait too late to leave somewhere, you feel pressured to make up for that time by driving too fast or taking too many chances in your driving.
Step 3 : Stay alert while you are on the road driving. Limit or eliminate the use of cell phones, perhaps to be used only in cases of emergencies. If you must use your cell phone to make a call, pull over to the side of the road or off the road to do so. Complete your call before you resume your driving. Also eliminate any extra activities like makeup application, reading the newspaper or even drinking beverages.
Step 4 : Listen to the radio to get updates on where accidents have occurred on the road. Take this information into account when planning and adjusting your driving course.
Step 5 : Keep your hands on the wheel at all times. Many accidents occur when a person reaches down to get something, or reaches behind them to get something. This is very dangerous. Letting go of the wheel for any reason can cause you to lose control of the vehicle.
Step 6 : Observe the speed limit. The speed limit doesn't exist for people to actually go up to it. It serves as a reminder of what to not go over. As with anything, limits must be avoided, so it is with driving. By contrast, just as you should not go over the speed limit, be cautious to not go too slow. Either one of these 2 extremes is a potential situation for collisions.
Step 7 : Rotate the tires on your vehicle as frequently as your car's manual suggests. This allows even wear and tear on the tires so as to reduce the possibility of a tire blow-out.
It is extremely dangerous to chat on your cell phone while driving. Accidents can happen quickly, often not allowing you sufficient response time.
Q : What is Car Loans?
A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.
Q : How about Features of Car Loans?
A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.
- Payments can be arranged to suit your requirements.
- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.
- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.
- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.
Q : What is benefit for you?
1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.
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