Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Friday, November 9, 2007

Honda Accord Coupe HF-S Concept


Honda just revealed a "world debut" concept car here at SEMA, and it basically represents what you can do with a new 2008 Honda Accord if you really put your mind to it. Also, you've got to use up every option possible in the Honda Factory Performance catalog -- from ten years from now. It's called the Honda Accord Coupe HF-S concept, and it's got every piece of Honda kit you'd never want and you couldn't even get -- even a "Cadmium Orange Pearl" color coat, which we think may be what happens when you combine an orange and cadmium at a really hot temperature. It's got LED driving lights, a wrap-around front bumper which creates a "vortex effect" to enhance high-speed aero and engine cooling.

Making its world debut, the Honda Accord Coupe HF-S Concept represents a radical vision for customizing the all-new Accord's design and performance through stylish and functional modifications. A dual-port exhaust system can provide additional performance when needed while retaining low noise output during relaxed driving. Purely a concept, the Accord HF-S Concept is a creation of Honda Access America, Inc., the U.S. accessory development division.

The 2008 Accord Coupe equipped with dealer-installed Honda Factory Performance™ (HFP™) components melds a distinctive, custom appearance with an enhanced level of handling performance. All of the HFP components except the suspension kit (available Spring 2008) are currently available as dealer-installed accessories. All HFP products carry the same 3-year/36,000 mile bumper-to-bumper warranty as the rest of the vehicle, when installed at the time of new vehicle purchase, and are engineered to be fully compatible with the vehicle.

"The Accord HF-S Concept provides a glimpse into the future of vehicle customization," said John Mendel, executive vice president of American Honda. "The Honda Factory Performance-equipped 2008 Accord Coupe demonstrates the best of what the company offers today."

In addition to the Accords on display, fifteen more unique vehicles filled out the Honda booth, including the all-new S2000 CR and the recently-introduced Civic Mugen Si Sedan. A specially-prepared S2000 CR has been modified by Team Honda Research to compete in the 2007 National Auto Sport Association's (NASA) "25 Hours of Thunderhill" endurance race in December. Another racecar, the "One Lap Odyssey" modified by Honda Manufacturing of Alabama, LLC made its SEMA debut after winning its class in Car and Driver magazine's 2007 Cannonball One Lap of America.

Honda Accord Coupe HF-S Concept
Honda Access America, Inc., Honda's U.S. accessory development team designed and built the HF-S Concept to demonstrate how the customized use of technology could allow vehicle owners to fine-tune performance while adding their own senses of style. Key exterior and conceptual powertrain modifications represent functional performance and driving-experience enhancements.

Unique LED driving lights, placed on the fore-most corners, wrap around the front of the bumper providing increased visibility both forward and side for the driver while also creating a unique appearance. The shape of the front bumper is designed to create a vortex effect to enhance high-speed aerodynamics and engine cooling. On the sides of the vehicle, the shape of the carbon fiber panels decreases negative speed force around the wheel arches. The rear bumper diffuser is designed to reduce drag. The trunk spoiler is a prototype design engineered for high-speed down-force. The metallic color of the exterior is accented by Cadmium Orange Pearl - a color derived from super-heated metal. The use of this color for the brake calipers, badges, grille accent, and interior details underscores the vehicle's high-performance appearance.

Key to the concept is the use of technology to electronically customize throttle response, suspension settings, steering boost, and traction involvement to the driver's taste. Additionally, the exhaust is a two-stage design. It is engineered to be exceptionally quiet during relaxed cruising, and provide elevated levels of performance in high performance driving situations.

Honda Factory Performance (HFP) Accord Coupe
As a dealer-installed accessory, Honda's in-house HFP products carry the same 3-year/36,000-mile bumper-to-bumper warranty as the rest of the vehicle, when installed at the time of new vehicle purchase, and are engineered to be fully compatible with the vehicle. The Accord HFP package includes a wide range of performance- and style-enhancing products. The Sports Suspension package (available Spring 2008) reduces ride height by about 25 mm, lowering the vehicle's center of gravity, and enhancing the Accord Coupe's sporty road-handling characteristics. Larger wheels and tires include 19-inch, 10-spoke alloy wheels designed for high-performance 245/40R-19 tires (sold separately). A full aerodynamic body kit (front, sides and rear) further elevates the style quotient of the entire vehicle. Interior and exterior HFP emblems complement the package. All of the Accord Coupe HFP components except suspension can currently be purchased individually, and the full HFP package including suspension will go on sale in the spring of 2008. American Honda launched its performance accessory program in 2002 with the introduction of a Honda Factory Performance package for the Civic EX Coupe, and currently offers HFP products for the Civic, Accord and Fit.

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