Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Saturday, November 10, 2007

History of Porsche


The history of Porsche road cars is undoubtedly dominated by the history of the Porsche 911, and its predecessor the 356. The flat-4 and then flat-6 engines, the rear engine position (behind the rear axle) and, until the late 1990s, air-cooling, are all Porsche trade-marks. Porsche tried front-mounted, water-cooled engines and rear wheel drive with the 924/ 944/ 968 between 1975 and 1994, and with the V8 Porsche 928, 1977-1994, but the 911-line is held to represent the classic Porsche. Our special interest here is with the 911-Turbo which offers four wheel drive and with the 911 and 959 4WD rally cars.

1948, June 8: First Porsche car (#356-001) registered in Gmund Austria; it --> had a 1086cc 30kW VW engine.
1949: Production begins in Stuttgart, Germany; the car is called the 356 because it is the 356th project off the Porsche design desk.
1950s: Porsche builds the 1.5L flat-12 supercharged Cisitalia racing car with driver-controlled four wheel drive.
1951: The factory enters a light-weight 356 in the Le Mans 24 hours race. First two right hand drive Porsche 356s built and imported into Australia by Norman Hamilton.
1953: The 550 mid-engined race car Spyder is created.
1963: Porsche "901" (later renamed the "911" after a protest by Peugeot) is shown at the Frankfurt Motor Show, 2L flat-6, air-cooled engine, 97kW at 6200rpm. The engine is later enlarged to 2.2L and 2.4L.1964 Porsche 911 production begins.
1969: The 914 mid-engined car features 4-cylinder engine from VW (and insufficient "go" in the opinion of many).
1973: New G-body 911 (e.g. larger bumpers), 2.7L flat-6 engine. A prototype 911-Turbo was shown at the Paris Motor Show.
1973/74: Porsche 911 Turbo, 2.7L, 186kW, rear "whale-tail spoiler".
1974 New 3.0L, 6.5:1 c.r., 0.8bar boost, turbo engine, 194kW at 5500rpm.
1975: The 4-cylinder, water-cooled, front engined 924 is a new departure; later developed into the 944 and 968.
1977: 3.3L, 7.0:1 c.r. Porsche 911, inter-cooled (1978), 224kW, 416Nm. (And in the front-engined layout... the V8, water-cooled 928.)
1981: 911 4WD concept car shown at Frankfurt Motor show.
1982: New 911 Carrera-2 shape - e.g. integrated bumpers.
1984: A 911 4WD wins the Paris-Dakar rally.
1986: 4WD Porsche 959s finish 1, 2 and 6 in the Paris-Dakar rally.
1987: The Porsche 959 was a 911-based group-B rally car and had electronic controlled 4WD with dry/ wet/ icy settings, also ABS brakes. 2.85L twin-turbo flat-6, 330kW at 6500rpm, 500Nm at 5500rpm, 1350kg. 200 were built for homologation purposes.
1991: Porsche 911 type-964 (~Carrera 2) 3.3L, 235kW, 450Nm, four-wheel drive, au$265K 5 sold (au) -->.
1992 Porsche AG take direct control of Australian imports.
1993: 911 Turbo gets 3.6L, 270kW engine. At au$270K, or $1/Watt, 15 sold were sold here in 1994/95.
1995: 911 series 993, 300kW twin-turbo, 6-speed, electronic control of 4WD and limited slip diff' from the Carrera 4 and Porsche 959. This engine later developed up to 400kW in a car with a weight of 1280kg and 4WD.
1996: The Boxster is a new mid-engined, and more affordable, Porsche.
1998: 50th anniversary, It is said that over 1,000,000 Porsches have been built and that 2/3 of them are still on the road.
1999: 911 type-996 turbo 4WD, 309kW.

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