Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Saturday, November 10, 2007

Porsche Panamera


The Porsche Panamera is a four-door, four-seat sedan, currently still in concept stages, set to be launched in 2009. It will be front engined and rear wheel drive and powered by a modified version of the 4.5 L V-8 found in the Cayenne, equipped with the FSI system invented by Volkswagen (Porsche and Volkswagen collaborated on the Cayenne/Touareg sport utility vehicle platform). Base spec models will be engineered with a 3.6 litre V-6 found in the upcoming 2008 facelifted Cayenne, and there is even a hybrid version in the pipeline. Rumours suggest that the V-10 engine from Porsche's limited-run Carrera GT supercar may be offered as well, although this is still extremely unlikely given the expense of manufacturing the engine and that Porsche does not currently have a facility capable of producing a suitable number of the V-10 per year. A rumour is also around that the V-12 diesel from the Audi Q7 could make it into the Panamera.

The final assembly of the vehicles will take place in Leipzig. Engines will be assembled in Stuttgart, and the car's painted body will come from the Volkswagen facility in Hanover.
The Panamera is generally considered to be the long-awaited fruit of their 989 concept from the late 1980s; some argue that it also presents itself as a suitable successor to the 2-doored 928, although some amount of debate surrounds this. It will be marketed as a direct competitor to automobiles such as the Mercedes-Benz CLS63 AMG and Maserati Quattroporte and (to a lesser degree) a less expensive alternative to vehicles such as the Bentley Continental GT, Ferrari 612 Scaglietti and Aston Martin Rapide. It is the first V8-engined sports car built by Porsche since 1995, when the 928 was discontinued and will be produced in the new plant at Leipzig alongside the Cayenne. The vehicle has been caught testing at the Nürburgring and the original sketches are a little more sleek than the taped up model spied testing.

Artist renderings of the car already distributed by Porsche show a low-slung, four-door sports car with narrow side windows and flowing lines. However spy shots of the Porsche Panamera testing at the Nürburgring show a more blunt car than the artists renderings.
The Panamera's name is derived, like the Porsche Carrera line, from the Carrera Panamericana race. Earlier prototypes of four-door sedans such as the 1991 Porsche 989 prototype or the even earlier 4 door 911 based prototype, never went into production.

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