Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Friday, December 14, 2007

2008 Lamborghini Gallardo Superleggera

The bull has been raging wilder than ever this past year, with new LP640 versions of the Murcielago and Murcielago roadster-both of which lean dangerously over the edge of insanity. But why stop there? Why not make a Gallardo that is lighter, more powerful, and more focused than ever?

Using carbon fiber for the engine bay cover, center tunnel cover, mirrors, rear diffuser, and door panels, the Gallardo Superleggera weighs 154 pounds less than the regular model, and for good measure, output is raised 10 horses to 530 horsepower. These modifications translate to a 0-62 mph time of 3.8 seconds (0.2 seconds quicker than the Gallardo) and a ratio of 5.5 pounds per horsepower. All Superleggeras will come with e-gear transmissions and new fifteen-spoke wheels that are too dainty for our taste. If the car doesn't have enough carbon for you already, a carbon fiber wing and carbon-ceramic brakes are optional.

The Gallardo Superleggera is meant to be the Lamborghini for purists, and yes, it's the lightest, smallest bull you can buy. But what we'd really like to see is a similar model that ditches a differential and goes to rear-drive, and bolts to it a six-speed stick. Keep the carbon, but give us some tougher looking wheels. That would be our Lamborghini dream.

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