Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Thursday, August 14, 2008

ELISE 2008


The 2008 Lotus Elise continues the tradition of refined motoring with a sublime sports car that handles and performs like a race car. The Elise has numerous improvements installed as standard equipment including a new Lotus Tire Pressure Monitoring System that provides instant warning if there is a puncture or if pressures fall below safe levels.



Specifications
· Lotus Designed Lightweight Structure of Epoxy Bonded Aluminum Extrusions
· Integral Steel Seatbelt Support Structure and Lightweight Steel Rear Sub-Frame

EXTERIOR
· RTM Composite Fiberglass Body
· Black Soft-Top with Stowage Bag
· LED Taillights with Integral Reflectors
· Daytime Running Lights
· Aerodynamic Rear Diffuser with Central Twin Exhaust
· Solid Paint - Ardent Red or British Racing Green

SUSPENSION
· Fully Independent Suspension with Unequal Length Wishbones
· Bilstein Mono-Tube Gas Damper, Eibach Coaxial Coil Spring
· Front Anti-Sway Bar
· Cast Alloy 8-Spoke Wheels in Silver Finish
· Front Wheels: 5.5J x 16 - 175/50R16
· Rear Wheels: 7.5J x 17 - 225/45R17
· Yokohama Advan Neova AD07 LTS Sports Tires
· 4-Wheel Ventilated/Cross-Drilled Disc Brakes· Lotus/AP Racing & Brembo Calipers with Anti-Lock Braking System (ABS)

INTERIOR

· Black Cloth Seats with ProBax™ Anatomical Padding
· Air Conditioning, Starter Button, Tinted Glass and Carpet Foot Mats
· Airbags - Driver and Passenger (Passenger Airbag Cannot Be Deactivated)
· Factory Anti-Theft Alarm System with Engine Immobilizer and Remote Locking
· Aluminum Trim - Gear Knob and Handbrake Sleeve· Leather-Trimmed Momo Steering Wheel
· Alpine 4-Speaker Stereo with In-Dash CD Player
· Intermittent Windshield Wiper

ENGINE
· 189 Horsepower 1.8 Liter, Mid-Mounted 4-Cylinder with DOHC and VVTL-I (Variable Valve Timing and Lift Intelligence)
· Multi-Point Fuel Injection System with Electronic Ignition and Throttle Control
· Capacity: 1796 cm3
· Bore/Stroke 82.0 mm/85.0 mm
· Maximum Power: 189 hp @7800 rpm
· Maximum Torque: 133 lb ft @6800 rpm
· Compression Ratio: 11.5:1
· Fuel Tank Capacity: 10.6 Gallons

TRANSMISSION
· 6-Speed Close Ratio

PERFORMANCE
· 0-60 mph 4.9 sec
· 0-100 mph 12.9 sec
· Top Speed 150 mph
· Fuel Consumption 21 City / 27 Highway
· Curb Weight 1984 lbs

Friday, August 8, 2008

Car Insurance – How to Compare Rates From Multiple Companies Instantly

The reason we compare car insurance quotes from multiple car insurance companies is to make sure we’re getting the best rates possible. Of course nobody wants to pay more money than they have to, but in the other hand we also want to make sure that our car insurance company is going to respond quickly and fairly in case of an accident.
What is unknown to many is that there is not one single car insurance company that is cheaper than others. One particular car insurance company can be the cheapest for one person but the most expensive for another. Each car insurance company has a certain category of drivers they want to insure. If you fit their category they will offer you a cheap rate, if you don’t, they will offer you an expensive rate. That is their way of filtering the people they want and do not want to insure. That is the reason we need to compare insurance rates from multiple car insurance companies, to find out which company will offer us the cheapest rate. The key is to find the company that offers the cheapest rate for you, but of course, it is important to compare rates from quality companies only.
There are many quality car insurance companies out there; however, some of those quality companies also have a high price to go along with them. How do we find a quality company for a cheap price? That, my friend, is the key question.The traditional method of shopping for car insurance is to call around which we all know can be a long process. Another drawback of shopping for car insurance by phone is the probability of getting caught with the old “bait and hook” trick. That is when someone gives you a low quote by phone and hikes it up on you when you go into their office to purchase the car insurance policy.
In today’s world, luckily, we have the internet. The internet makes life a lot easier for all of us. Using the internet, we can shop for many types of things we may need which include shopping for car insurance.
Shopping for car insurance online is the best way to compare rates from multiple car insurance companies. Online, you can also read about a company’s history and make sure they’re a quality company. Most companies offer instant online car insurance quotes thorough their websites which makes obtaining car insurance quotes a lot easier than the traditional method of shopping by phone. Better yet, there are some websites that offer online car insurance quotes from multiple companies with one simple process. You can even purchase your car insurance online if you like the price. One such website is OnlineAutoInsurance.com. There, you can obtain quotes from quality companies such as Progressive, AIG, Infinity, GMAC, Bristol West, and several more. All with one simple process!

Saturday, June 28, 2008

Aston Martins on film and culture

Author Ian Fleming gave his James Bond hero a DB Mark III in the seventh novel, Goldfinger. A long association between 007 and the marque began on screen with the silver DB5 that appears in Goldfinger (1964) and Thunderball (1965). This was James Bond's company car, and in GoldenEye (1995) and Tomorrow Never Dies (1997) appeared to have become his private car. In On Her Majesty's Secret Service (1969) a metallic-green DBS appears at the beginning and end of the movie. After an interlude with Lotus, Aston Martins were again used: a charcoal-grey V8 Volante and Vantage in The Living Daylights (1987). After switching to BMW for several films, the Vanquish appeared in Die Another Day (2002). In Casino Royale (2006), James Bond drives both the classic DB5 which becomes his personal vehicle after winning a poker game, and the new DBS which is revealed to be his new company car in Quantum of Solace (in theaters November 2008)

In Alfred Hitchcock's The Birds (film), a DB2/4 Drophead Coupe (convertible) is driven by male lead Rod Taylor and figures prominently in the final scene.
A black Aston Martin Vanquish appears in The Italian Job (2003 film).
In the film Gorgeous (1999) Jackie Chan drives an Aston Martin.
Rowan Atkinson's own DB7 Vantage was used in Johnny English (2003).
In the HBO series Entourage (2006), Vince buys all the guys an Aston Martin DB9 to celebrate the recent success of "Aquaman".
In the TV Series "Las Vegas" James Caan's character Ed Deline drives a DB9 Volante.
In the TV series Desperate Housewives, the character Gabrielle Solis (played by Eva Longoria Parker) drives a Maroon DB9 Volante.
On Youtube, there is a clip of Kobe Bryant, an NBA superstar, jumping over a speeding Aston Martin.

Italian Grand Prix 2008

The circuit of Monza will again host the Formula 1 Grand Prix of Italy from the 12th until the 14th September 2008. The Italian Grand Prix is one of the most popular races on the F1 calendar worldwide. In 2007 the McLaren team was leading the race. The team took the winner’s podium as well as the runners-up spot. The “Autodromo di Monza” is the ultimate circuit for speed lovers. On the long straight distances the Formula 1 pilots can race high speeds. Overtaking is easy, but also very dangerous. A race on the circuit at Monza forces a lot from both the car and the driver. As a result, spectacular crashes are also known to occur. A race at the “Autodromo di Monza” guarantees annual tension and sensation. This race should not be missed by real race fans!

British Racing Drivers' Club


The story of the British Racing Drivers' Club started way back in the days of the famous Bentley team that so effectively, and romantically, dominated the racing scene - Le Mans in particular - during the late 1920s.

The founder of the BRDC, Dr. J. D. Benjafield, one of the famed 'Bentley Boys' at Le Mans, was keen to organise dinner parties after races for his friends and drivers. It was these dinner parties which were the seeds from which grew the highly prestigious and much respected British Racing Drivers' Club that we know today.

The Club was inaugurated early in 1928, with twenty-five members and a clear set of objectives. These were to promote the interests of motor sport generally; to celebrate any specific performance in motor sport; to extend hospitality to racing drivers from overseas; and to further the interests of British drivers competing abroad.

At that time, membership was restricted to racing drivers of proven success and experience, and quickly grew following the decision of the BRDC to move into race organisation. The first Club-organised event, the BRDC 500-Mile Race, took place at Brooklands in October 1929 and the BRDC badge quickly established itself as a regular feature on overalls worn by the Club pioneer drivers.

After the Second World War, the BRDC became a major force in international motor racing, taking over the lease of Silverstone from the RAC in 1952 and subsequently purchasing the site's freehold from the Ministry of Defence in 1971. The Club through its wholly-owned subsidiary company, Silverstone Circuits Limited(formed in 1966 to develop the commercial aspects of the property), then set in motion a major redevelopment of what had been a wartime bomber training base producing one of the foremost motor racing facilities in the world. A Masterplan for the development of Silverstone is currently being implemented, with the long term security of the British Grand Prix the aim for both the BRDC and Silverstone Circuits Limited.

The entry criteria to the Club remains very strict with Full membership offered only to those ladies and gentlemen who have attained international success over a number of seasons. Associate membership is offered to those persons who have made a significant contribution to the sport and Honorary membership is bestowed upon only a special few, including F1 World Champions who by dint of nationality do not otherwise qualify. Every British or Commonwealth World Champion is, or has been in their lifetime, a Full Member of the Club.

Silverstone Circuits Limited promote a number of major international race meetings at Silverstone, including the British Grand Prix, plus rounds of the rounds of the FIA GT Championships, The British Touring Car Championship, Le Mans Series, British SuperBikes, British F3-GT and the Walter Hayes Trophy to name a few.

As a Club, the BRDC has grown to become the most prestigious motor racing club in the world and today, membership totals over 850.

Sunday, May 4, 2008

Laemthong Motor Show 2008 (Rayong) in April


















Niki Lauda


Andreas Nikolaus Lauda was born to a well-to-do Vienna family on February 22, 1949. His family's social status proved both nuisance and good fortune. Although he was later to become successful in business on his own, it was obvious early on that he was not cut to fit the conventional Lauda mold, much to his family's consternation. He did, however, find the family connections to be useful when it later became necessary for him to borrow to support his racing.

Lauda became interested in motor racing not from attendance at events or boyhood idolization of racing heroes, but rather from an innate interest in automobiles dating to a young age. When he was twelve, visiting relatives were letting him park their cars. He got hold of, in his early teens, a 1949 Volkswagen Beetle convertible in which he would ride roughshod over a relative's estate. He entered his first race, a hill climb, in a Cooper in 1968 taking second in class. Thereafter, despite his father's insistence that he stay away from racing, he competed in hill climbs and later Formula Vee. He did his stint hauling a Formula 3 car on a trailer to races around Europe. In the course of this he scared himself into a certain amount of sanity, and, in 1971, abandoned the wildness of Formula 3 to take the plunge on his own in Formula 2.

By virtue of his family's business reputation he was able to secure loans that would not otherwise have been available. He used these to buy an F2 seat at March for '71 partnering Ronnie Peterson (who was getting paid for his driving), and the next season an F1/F2 combination. When March fizzled he persuaded Louis Stanley at BRM to sell him a seat. In the course of all this he ran up debts that would have balked a small banana republic. Due dates on notes had an unfortunate tendency not to coincide with the availability of starting money from touring car races. But his abilities got him noticed. In true fairy tail fashion first Stanley began paying him, then the call from Ferrari's Luca Montezemolo came before the financial house of cards collapsed (his devil-may-care approach didn't seem to worry him at the time, although in his mature years he would say that it had been crazy). He squirmed out of his contract with Stanley, and was off on an often-rocky ride with Ferrari to two world championships.

In 1974, his first year with Prancing Horse, Lauda scored the first of his 26 F1 victories. He, as well as teammate Clay Regazzoni, with good cars under them, challenged for the championship. Lauda took it in his second year with the team in a car that was technically far superior to any of the competition. He had 5 wins and a huge margin over second place. He called 1975 "the unbelievable year."

The championship that Lauda may wind up being most remembered for was one that he did not win. It is a curious fact about top level sporting endeavor that something needs to go wrong before there is a contest - before there is real competition. Baseball with nothing but ever-flawless hitting and perfect pitching would be boring not to mention impossible. Likewise soccer with constant errorless goal keeping or shots that never miss. Things must go wrong in motor races as well. But racing involves powerful machines carrying extraordinary levels of kinetic energy. So when something does go wrong, people can get badly hurt or killed. Niki Lauda suffered severe injuries in the 1976 German Grand Prix at the old Nurburgring, in the process setting up what may have been the most dramatic championship that F1 has yet seen.

Lauda had taken a significant early lead in the points despite having cracked ribs as a result of rolling a tractor while mowing his Salzburg property. F1's reigning playboy, James Hunt, had nonetheless adopted a never-say-die attitude, and kept his McLaren barely in touch even though he had a win at the British GP taken away over an alleged technical violation. By the German Grand Prix he was more than 20 down to the Austrian. After an early stop to change from wets to slicks, just past Bergwerk, Lauda's Ferrari unexplainably swerved off to the right, impacted an embankment, bounced back across the track, was collected by Brett Lunger and caught fire. Several drivers including Lunger, Guy Edwards and a fearless Arturo Merzario managed to extract Lauda from the burning wreck. Although he was able to stand after the accident, it soon became evident that his injuries were grave. Hot, toxic gases had damaged the inside of his lungs and his blood. His helmet had come partially adrift and he had suffered severe burns to his head. He lapsed into a coma. For a period of time his life was despaired of. However, he rallied and, in a show of courage that is difficult to overstate, was back in a Ferrari cockpit at speed six weeks after the accident (he later revealed that at the time he was virtually petrified with fear).

This six weeks covered 2 races and saw Hunt draw close. The Brands Hatch win was given back to him on appeal, and he won at Zandvoort. Lauda's return to competition at Monza produced an amazing 4th place and 3 points. Hunt scored wins in both North American races, while Lauda had to settle for no points at Canada by virtue of suspension problems, and a third at Watkins Glen. This impressive run pulled Hunt to within 3 points of Lauda with only Fuji left on the calendar. The race started in a monumental downpour, and after 2 laps Lauda abandoned saying it was crazy to drive in such conditions. He was probably correct, but he was probably also still affected by his Nurburgring accident. In the event, the rain soon slacked, and Hunt finished third despite a late tire change, collecting 4 points to take the title.
Hunt by no means backed into his championship. He won 8 races to Lauda's 4 (in 1976 wins were worth 9 points; with wins now worth 10 points we may not see a championship season like 1976 again), and 6 of the last 9. When he suffered setbacks he always bounced back. When opportunity presented itself he rose, in true championship fashion, fully to the occasion. He would be have been the last to admit it (he seemed to be proud of his uninhibited life style), but he displayed the better qualities of the British competitive spirit - a consistent tenacity and persistence in the face of difficult odds. Lauda had placed himself in an awkward and stressful situation: still leading the championship while suffering the physical and mental effects of a very bad accident. He could easily have (and perhaps should have) sat out the balance of the season. But he faced up squarely to his handicaps in clinging to his lead, and displayed admirable sanity under enormous pressure at Fuji.

In 1977 Lauda cruised to his second championship despite winning only 3 races, then promptly dropped Ferrari at Canada. The parting was not amicable, although Lauda was later to recant much of his criticism of the team (and eventually serve it as a sort of minister without portfolio). He was apparently an example of that rare individual who was not over-awed by Enzo Ferrari. He claims to have regularly simply shown himself into The Drake's inner sanctum when he wanted a word with him. And he was not cowed when those words became heated as tended to be the case following Fuji.

For 1978 Lauda took up with Bernie Ecclestone and Gordon Murray at Brabham. It was not the success that might have been expected from the trio. The Alfa 12-cylinder was not up to the task. Ecclestone was busy running the money end of F1. The only real accomplishment of note during Lauda's 2 seasons with Brabham was the infamous Fan Car. Lotus was starting to make great strides with ground effects, the aim of which was to reduce the air pressure under the car thereby increasing tire grip and cornering speed. In an exercise in loophole exploitation that probably made Colin Chapman green with envy, Brabham repositioned the radiators at the rear of the car and cooled them with a big fan instead of with rammed air as was normal with side-mounted radiators. Of course, they contrived to see to it that the fan just happened to also suck air out from under the car increasing its downforce. Lauda and John Watson employed all of the sandbagging skills they could muster in an effort to hide the fact that the car was unbeatable. It won once, in 1978 at Anderstorp with Lauda at the wheel. It never won again because it never competed again, having been promptly banned as being contrary to some rule or other.
At Canada in 1979, exactly 2 years after kissing off Ferrari, Lauda suddenly decided in the middle of practice that he no longer wanted to race, and promptly retired then and there from F1. For 2 seasons he devoted himself to his airline business and to TV commentary.

Lauda returned to F1 in 1982 for, by his own admission, financial reasons. The fledgling airline that he had started (he loved flying so why not an airline; to Niki Lauda it made perfect sense) had fallen on hard times. He signed up with Ron Dennis and McLaren to partner John Watson for plenty of money (albeit, on only a 4 race contract to start with) and the promise of a competitive ride.

Lauda's comeback got tangled up in the great FISA - FOCA war. One of the more prominent skirmishes in this ugly affair occurred at the 1982 South African GP. Lauda wound up in the middle of a labor fracas before he had even turned a Goodyear in anger. The so-called Super License for F1 drivers had been introduced by FISA in an effort to keep marginal talents out of the cockpit. Owner members of FOCA (with the apparent connivance of FISA), however, had taken advantage of the licensing process to try and bind drivers to their teams. Most drivers, including Lauda with his shrewd eye for all matters fiscal, saw through this ruse and refused to sign. At South Africa they were threatened by FISA with being banned from the race for lack of licenses. Lauda and Didier Pironi, head of the Grand Prix Drivers Association, organized a resistance movement, and got most of the drivers to lock themselves together in a hotel meeting room over night while Pironi negotiated with FISA major-domo Jean-Marie Balestre. Balestre made concessions prior to the weekend having to be completely written off, and Lauda went on to place 4th in his first race back.

And it didn't take long for him to reacquaint himself with winning. At Long Beach he won in only his third race since returning. He also won at Brands Hatch that season. '83 was a no win year while the TAG Turbo was shaken down, but '84 ended with Lauda back at the top of F1. Although he won the '84 championship by a mere 1/2 pt., he seemed to have the measure of his usually faster rival and new teammate, Alain Prost, for most of the season. As quick as Prost was and as good a politician as he was, he met his match in the imposing personalities of Lauda and later Ayrton Senna. Lauda was seldom faster than the best of his rivals. He disliked risks that he considered unnecessary. He was not noted for redoubling his efforts when things weren't going well. He was not one for making selfless sacrifices for the good of the team (though he would do so for the good of Lauda). He did often have good cars, but he also often had talented teammates who had the same cars - Regazzoni, Reutemann and Prost. One might wonder how it was that he was so successful. Lauda had the sort of self-confidence usually reserved for megalomaniacs, minus the psychosis. All three of his championships probably came about as much because he willed them into existence as for any other reason.

An important part of his successful mental approach to competition apparently was for him to be as unsparingly honest and straight with himself as he was with others. In the late '70s a PR visit between the then World Champion driver and Muhammad Ali was arranged. Lauda came away from it scratching his head, not because of the hype the boxer surrounded himself with (which Lauda understood to sometimes be part of a super star's marketing) but because Ali appeared to believe it. This was not a delusion under which Lauda would ever fall.
Another part was sheer smarts. Lauda, though a poor student as a youngster, is obviously possessed of superior intelligence in a branch of sport where that is saying a great deal indeed.

This served him well off the track as well as on. He and collaborators have produced 4 very informative books on racing and his career (which, by the way, thoroughly dispel the notion that he was nothing but a cold-hearted machine). He mastered English quickly (and, per force, Italian while he was with Ferrari), and thus had a language other than German in which to deliver the patented Lauda interviews. These were dispensed with a combination of succinctness, authority and deadly aim that rivaled the Almighty handing down the Ten Commandments on Sinai.

A good example occurred after he had retired from racing for the second time. One of his Lauda Air 767s suffered an uncommanded thrust reverser deployment after departing Bangkok and plunged into the jungle snuffing out a couple of hundred or so lives. Lauda rushed from Austria to the crash site buried deep in the Thai rain forest. The story has it that, plowing around through aircraft pieces, bodies and undergrowth, he single-handedly discovered the mechanical evidence pointing to the faulty reversers. Whether this is actually true or not, he was certainly instrumental in turning up information useful in determining the cause of the accident. He went straight to England where he could test the theory in a 767 simulator, then immediately held a press conference at which, with typical Lauda clarity and economy of words, he stated (not "suggested" or "inferred") that he knew the cause of the crash, and that it was not Lauda Air's fault, but rather a problem with the Boeing aircraft type. The official investigation culminating a year or so later arrived at the same conclusion. This ruthless straightforwardness had served him well in innumerable interviews during his racing career. While Hakkinen shows that he brooks no stupid questions by hemming and hawing, looking at the floor and replaying answers over and over, Lauda showed the same thing by simply providing a (emphasis here) few quick, clever, perfect words.

Lauda did not hang around long after taking his third championship. His second and final departure from F1, at Adelaide in 1985, was typical of his whole approach to racing and to life - quick, with no frills and no glance over the shoulder. One moment he was flying his McLaren down the long straight. The next his front brakes had failed him and he was skittering into the runoff area and up against the wall. The next after that he was out of his car disappearing behind the barrier without a look back and with the next flight out on his mind.

Many of Lauda's actions may appear to have been somewhat precipitous. But he likely is not so much impulsive as pathologically decisive. His extreme dislike of wishy-washiness probably explains such things as his abrupt abandonment of Ferrari in '77, his equally abrupt retirement from Brabham and F1 in '79, and his thumbing his nose at monopolistic Austrian Airlines by founding his own airline. He is unsympathetic to lack of punctuality. By his own admission those around him, including his family, often had to arrange their lives to suit his needs. He was vigilant and not the least bit sentimental when it came to making money from racing, to the point of insisting on handsome payment for autograph sessions. These and other personal traits chafed some egos along the way. In his Ferrari days Lauda, the very antithesis of the Italian persona, never captured the love of the tifosi the way that Gilles Villeneuve, or even Mansell did. Yet he became a bona fide legend in his own time. Certainly part of this was due to his Nurburgring accident. But primarily it was a result of the unique impact that his personality and skills had on the sport. There may have been a few better than him, but there have never been any like him.