Q : What is Car Loans?

A : Car Loans are designed for those who wish to finance a car for personal use. It is the way you can borrow money from future. A car loan can give you immediate use of the car of your choice in exchange for regular payments over an agreed period of time.

Q : How about Features of Car Loans?

A : Before you make a decision on car loan which you choose, make sure that your financier offers them. Generally the features of car loan are detailed as follow.

- Payments can be arranged to suit your requirements.

- Cost like Registration cost, Road cost, Loan insurance & Comprehensive vehicle insurance may be able to be financed on the loan contract.

- For repayment, you can choose monthly or fornightly to pay during normally terms range from 12 to 60 months.

- A deposit may not be required, moreover if you do, maybe you will receive some benefits like lower repayment or shorter term.

Q : What is benefit for you?

1.If you also use your car for business purposes you may be able to claim part of the interest and depreciation charges as expenses against your taxable income.
2.Payments may be able to be made by direct debit from your nominated bank account.
3.You may build up equity in the asset.
4.Fixed payments for the term of the agreement allow for more accurate budgeting and protect you against interest rate fluctuations.

Tuesday, October 30, 2007

British International Motor Show 2008


The next British International Motor Show takes place Wednesday 23rd July - Sunday 3rd August 2008 at London's ExCeL Centre in the Docklands. After the huge success of the 2006 show, the next British International Motor Show is already gearing up to be a spectacular experience with even more stunning global car launches, more interactive entertainment and more fun and thrills for all the family.



In July 2006 The British International Motor Show made a spectacular return to London after a 30 year absence. Whether you made it to the UK's number 1 consumer show, or not, you may have missed some of these amazing features.

Saturday, October 27, 2007

The 40th Tokyo Motor Show




The 40th Tokyo Motor Show 2007 will be held at Makuhari Messe in Chiba City for 17 days from October 26th (Friday) through November 11th (Sunday) this year. The show will be opened to the public from October 27th (Saturday).


At this year's show, upgraded special events that involve audience participation and experiences will be offered to generate excitement about vehicles, such as five types of test ride programs where visitors can actually come in contact with cars. The entertainment aspect will be heightened so that a wide range of visitors including women and youth, as well as families, can enjoy a full day at the show.

Friday, October 12, 2007

How to Reduce Car Insurance Payments

When it comes to automobile insurance, you can save a significant sum of money by asking the right questions and by taking certain steps.

Step One
Insure all your vehicles with one company to take advantage of multi-car discounts.

Step Two
Ask about multi-line discounts if you are also buying other lines of insurance.

Step Three
Know the value of your vehicles. Drop collision and comprehensive coverage on older vehicles you can afford to replace.

Step Four
Check before changing cars since rates on cars of equal value can vary.

Step Five
Ask about discounts for air bags, anti-theft devices, anti-lock brakes and similar equipment.

Step Six
Ask about discounts for drivers over 40 or 50, if applicable.

Step Seven
Select the highest collision and comprehensive deductibles you can afford.

Step Eight
Buy only coverage you do not already have from some other source such as an auto club.

Step Nine
Make an older, less valuable vehicle the primary transportation for younger drivers in your household.

Step Ten
Make sure younger drivers take driver's education courses.

Step Eleven
Notify your agent if your younger driver makes a "B" average or above in school, and ask about a "Good Student Discount."

Step Twelve
Ask about discounts for being "accident free" over a period of time.

Tips & Warnings

  • Avoid getting tickets; you'll be eligible for the best possible insurance rate.
  • Stay with a company that gives fair, friendly and economical service.
  • Never lie about your driving record to reduce rates. Misrepresentation can invalidate a contract, and your insurance company can refuse to pay a loss.

How to Select a GPS Car Navigation System

Have you ever settled behind the wheel of your car wondering whether you really know how to get to your destination? Fear no more. GPS (Global Positioning System) car navigation systems can show and even tell you how to get to any destination. These products use the GPS, which relies on a host of satellites to determine where you are.

Step One
Decide how often you intend to use the system. Inexpensive systems simply plug in to your car's cigarette lighter and are small enough to store in your glove compartment, but they're not as user-friendly.

Step Two
Consider the layout of your car. Some systems come with a monitor that displays a map. The monitor is commonly installed on the dashboard or on a pedestal extending from the dashboard. In some cars, such an installation may block air vents or make it somewhat uncomfortable for a passenger to enter or exit the vehicle or sit in the passenger seat.

Step Three
Select a system that features multiple ways of getting to your destination. This can include by address, by intersection, by a personal address book or via a location selected directly from the map.

Step Four
Look for a system that gives you vocal as well as graphical directions. The systems that use a map and monitor include arrows that show you the direction of a turn and also indicate where your car is on the map in relation to the destination. Other systems use the head unit or radio to display the name of the street on which you are to make a turn or on which you are traveling. Both of these systems also give you verbal directions as you approach a turn.

Step Five
Select a system that includes point of interest data. Most GPS systems include locations of airports and other transportation services, ATMs and banks, restaurants, hotels and a host of other sites.

Step Six
Choose a system that offers updates of the point-of-interest data.

Step Seven
Consider installation time if you are working on a tight budget. Systems that rely on maps displayed on monitors are more complicated and take longer to install than other types of systems.

Tips & Warnings
Manufacturers of GPS car navigation systems warn that, if the product is installed by a consumer or an unauthorized dealer, the company will void the warranty.

Wednesday, October 10, 2007

Maserati Coupe


The Maserati Coupe follows hard on the heels of the Spyder released in September 2001 at the Frankfurt Motorshow. The Coup้ is scheduled for release at the Detroit Motor Show on January 7, 2002 and it will mark the return of Maserati to the US market at this its world premier. Powered by the same all new 4.2 litre naturally aspirated V8 that powers the Spyder, the introduction of the Coupe formally brings to an end the turbo-engined Maserati introduced by de Tomaso with the Bi Turbo series. Although similar in appearance to the 3200GT, the new Coupe is a completely new car and, apart from the obvious styling difference, is basically identical in specification to the Spyder which preceded it. The new Coupe thus adopts the new Maserati 6-speed manual rear mounted transaxle type gear box and the new option - the Cambiocorsa gearbox introduced with the Spyder. The gearbox is hydraulically operated with electronic management by levers behind the steering wheel, there is no clutch. Whilst front and rear track are the same as the 3200GT, the wheel base is 220mm shorter and weight is down slightly relative to the Spyder. The closely related 3200GT styling has a number of subtle differences - and some not so. As can be seen from the rear view of the car the distinctive 'boomerang' rear light treatment has been abandoned, the power bulge on the bonnet is also more pronounced.

Michael Schumacher


Michael Schumacher (pronounced /ˈmɪçaʔeːl ˈʃuːmaχɐ /, born January 3, 1969, in Hürth Hermülheim, Germany) is a former Formula One driver, and seven-time world champion. According to the official Formula One website, he is "statistically the greatest driver the sport has ever seen". He is the first German to win the Formula One World championship and is credited with popularising Formula One in Germany. In a 2006 FIA survey, Michael Schumacher was voted the most popular driver among Formula One fans.
After winning two championships with Benetton, Schumacher moved to Ferrari in 1996 and won five consecutive drivers' titles with them. Schumacher holds many records in Formula One, including most drivers' championships, race victories, fastest laps, pole positions, points scored and most races won in a single season. Schumacher is the first and only Formula One driver to have an entire season of podium finishes (2002). His driving sometimes created controversy: he was twice involved in collisions that determined the outcome of the world championship, most notably his disqualification from the 1997 championship for causing a collision with Jacques Villeneuve. On September 10, 2006, Schumacher announced his retirement as a driver.Schumacher is currently assisting Scuderia Ferrari CEO Jean Todt for the 2007 Formula One Season.
Off the track, Schumacher is an ambassador for UNESCO and a spokesman for driver safety. He has been involved in numerous humanitarian efforts throughout his life. He is the elder brother of current Toyota driver Ralf Schumacher.

Johny Herbert


Johnny Herbert's racing career began in 1974 at the tender age of 10. His parents, Bob and Jane, supported him from the start and spent all of their weekends at the kart races in the early days. Johnny's obvious speed and ability in a kart were evident right from the start to anyone who saw him race.
In his July 1998 column for F1 Racing magazine, Johnny looked back on his early years in karts with fond memories:
"Karting brings you out of yourself. I was very shy as a kid, and it brought me out of my shell. And you learn about racing and the behaviour necessary for a professional career at a much earlier age. It's essential experience.


"When I first went to Buckmore [Park (an outdoor kart circuit in Kent)], I went as a boy scout, because of course it's a scouting venue as well. I'd got hooked on karting on holiday and pestered Dad until we got one, then I started running at Tilbury and Buckmore. I remember when it was just a speedbowl, not the sophisticated set-up it is now. I was about nine at the time! Scouts would turn up with funny, self-built karts, and I'd bring along my racing kart, a Sprint, and thrash them.
"Then I started driving a thing called a Tarantella, and through that I got to meet a guy called Bill Sisley, because he was selling spares. Dad and I met him at Surbiton and he started helping us out. Bits and bobs to begin with, then maybe an engine or two. I started driving one of his Kestrel karts.
"Bill has built up Buckmore, and he's one of those people I always recall fondly. He did so much to further my career. He helped me to win British Championships and to compete in the junior World Championship in Luxembourg, and he gave me the opportunities that helped me to leap up two or three performance levels. I ran sixth that time, until the chain came off with two laps to go.
"And, I suppose, Bill helped me to grow up, because as soon as I left school I went to work for him in Swanley. I used to cycle 30 miles there and 30 back each day, from home in Romford. It was quite funny; as this shy kid, I used to sell kart parts to people such as Andrea de Cesaris and Eddie Cheever, who'd often drop in. Eventually, I'd drive the van, build the fun karts Bill was producing, and, of course, race. It was Bill who got me my first Formula Ford drive too, in a Royale RP26 via Terry Gray's dad, Vic."

In 1978, wider recognition of Johnny's talent followed when he became British junior karting champion. Progressing through the ranks, he was British senior 135cc karting champion in 1979 and 1982. Johnny was also classified 18th in the World Championships at Kalmar, Sweden, in 1982.
Johnny moved up to Formula Ford at the end of 1983, and he crowned two full years in the highly competitive series with a triumphant display at the 1985 Formula Ford Festival at Brands Hatch, marking him out as one of Britain's fastest rising stars.

"And so, after starting his heat the day before from the back of the grid with a 10sec penalty, 20-year-old Johnny Herbert crossed the line to wild cheers. It was no more than [his team] deserved. Never the ones to make excuses, always sporting and down to earth, the small team had taken on the Van Diemen hordes and beaten them.
"It was an emotional moment and every one of the appreciative crowd knew it. Once more the Formula Ford Festival and World Cup had produced superb entertainment. Brands Hatch last Sunday was all about Quest Racing and Johnny Herbert."
After one victory during a season of FF2000 in 1986, Johnny then graduated to Formula 3.