Why Side Air Bags (Protect Children)?

A number of car manufacturers now offer side-mounted air bags as standard or optional safety equipment for front seat passengers. Side air bags protect drivers and front seat adult passengers in certain side-impact collisions. A much smaller number of manufacturers offer side-mounted air bags in the rear seat as standard or optional equipment. Take a moment to read your owner’s manual and identify where the side air bags are located in your vehicle. The following table briefly describes the different types of side air bag:

Roof-mounted systems	Curtains and head tubes come out from the roof line along the upper edge of the doors. These air bags come down along the window to protect your head and neck.
Door-mounted systems	Door-mounted air bags break out of the armrest or the door just above the armrest. When fully inflated these air bags are about the size of a plastic grocery bag filled with air. These air bags protect your chest.
Seat-mounted systems	Seat-mounted air bags come out through the side of the seat back cushion closest to the door. Some air bags will inflate to the size of a small cushion, while others can inflate to the size of a large pillow. The smaller air bags protect your chest, while the larger ones protect your chest and head.

How to Protect Children in Vehicles with Side Air Bags

Keeping Children Safe in Your Vehicle

Air bags save lives. However, children must be properly seated and restrained at all times. This fact sheet tells you about the four stages of child safety in vehicles equipped with side air bags. No matter what the age of your child, it is important to follow some basic guidelines when travelling with children in your vehicle.

Stay Out of Harm's Way

Don't wait until the last minute to get onto a highway exit ramp. You can be rear-ended when creeping along in the right lane as you try to cut into the line of exiting traffic.

• Solid roadway lines mean no passing is allowed. Passing here is unsafe and dangerous.
• Merge at the end of an on-ramp. Trying to cut in early from the middle of the on-ramp can surprise other drivers and cause an accident.
• Don't use a highway shoulder as a travel lane or to back up to a missed ramp.
• Buckle Up. Even with air bags, seat belts are needed to ensure your safety.
• Secure Your Child. Child safety seats are recommended from infancy until age 8.
• Don't Drink and Drive.

Vehicles Weekly Check Sheet

You should follow check sheet weekly.

1. Engine oil level
2. Power Assisted Steering Fluid level
3. Coolant level
4. Battery condition
5. Brake Fluid level
6. Screen Washer Fluid level
7. Screen Washer Jets
8. Tyre Pressure
9. Tyre condition
10. Spare wheel
11. Lights
12. General Vehicle condition
13. Legal documentation
14. First aid kit
    

Q : Where on the steering wheel should your hands be when you’re driving?

A : Not at “4 o’clock and 8 o’clock.” The rationale behind “4-and-8” that many driver's-education classes advocate is that it keeps a driver’s hands out of the way of the steering column’s airbag, preventing injuries to hands and arms, and to the face. “That’s stupid,” says Smith. With hands low and elbows on their thighs, he says, drivers have little ability to control the car. Solution: Better to raise your chances of avoiding an incident altogether by having your hands in the tried-and-true “10-and-2” positioning, says Smith. Or, experts suggest dropping the hands slightly, to a “9-and-3” position, to keep them out of an airbag’s path. You’re also probably turning wrong. In this age of airbag-equipped cars, experts no longer recommend the hand-over-hand method of turning the steering wheel. Instead, use the “shuffle” method, which feeds the wheel through your hands and keeps them from crossing in front of the airbag.

Q : How to Approve For a Poor Credit Car Finance Loan?

Add Up Your Current Debts

The amount of money you pay each year toward debts shouldn’t exceed 30% of your annual income. This includes your car payment. Before applying for an auto loan, add up the total amount you pay toward your debts each year, including the amount you plan to pay on your car. If this amount exceeds 30% of your annual income, you’ll need to take measures to lower your debt-to-income ratio. This means that you’ll either have to pay off some debts before applying for a car loan, or you’ll have to reduce the amount you’ll borrow.

Clean Up Your Credit Before Applying

Obtain copies of your credit reports from the three main reporting agencies. Check each report for errors or inaccuracies. Keep in mind that it takes these companies up to 30 days to follow through on disputes. Make timely payments on your other credit accounts in the months prior to applying. Even a few months of timely payments will improve your chances of approval. Finally, avoid applying for other forms of credit. Inquiries on your credit report temporarily lower your credit score.

Make a Down Payment

If you have bad credit, lenders are going to want to make sure that, even if you don’t pay your loan, they can resale the car and get their money back. For this reason, it’s important that you take out a loan for less than the car’s appraised amount.
For example, if the car you’re buying is worth $15,000, you’ll want to borrow less than that amount. Usually that means making a significant down payment. Making a down payment makes you less of a risk to a borrower, therefore improving your chances of being approved.

Q : What is car insurance?

A : Car insurance is insurance consumers can purchase for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents. An insurance company may declare a vehicle totally destroyed ('totaled' or 'a write-off') if it appears replacement would be cheaper than repair. Recommend that car owner should make a car insurance because we do not know the future when the accident will happen.

Insurance can cover some or all of the following items:

• The insured party
• The insured vehicle
• Third parties

Different policies specify the circumstances under which each item is covered. For example, a vehicle can be insured against theft, fire damage, or accident damage independently.